Fiscal Nepal
First Business News Portal in English from Nepal
KATHMANDU: NIC Asia Bank has launched a new share-backed loan scheme that offers significantly higher credit limits at competitive interest rates without any premium, aiming to attract both retail and institutional investors amid growing liquidity in Nepal’s banking sector and rising demand for investment financing.
According to a press statement issued by the bank on Thursday, individual investors can now secure loans of up to NPR 250 million, while institutional investors can obtain up to NPR 500 million under the revamped credit facility. The scheme is positioned as one of the most competitive offerings in Nepal’s capital market, where share-backed lending remains a major source of investment leverage.
To enhance service efficiency and provide streamlined access to financing, NIC Asia Bank has also established a dedicated “Loan Support Center,” which will assist borrowers through document processing, eligibility assessment, and real-time loan inquiries.
The bank stated that the initiative is part of its broader strategy to strengthen capital market participation, improve credit accessibility, and support growing investment activities in Nepal’s business and financial landscape. The scheme arrives at a time when investment sentiment in the Nepali stock market has been gradually recovering, with banks introducing competitive products to attract high-value clients.
By eliminating premium charges and offering large credit thresholds, NIC Asia Bank aims to position itself as a leading lender in the investment, banking, business, and capital market segments—critical pillars for Nepal’s FDI environment, financial stability, and economic growth.
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