Global IME Bank launches real-time top-up E-COM dollar card to boost international E-commerce payments

KATHMANDU: Global IME Bank has introduced a new USD-denominated E-COM Dollar Card, positioning itself aggressively in Nepal’s growing digital payments market with a real-time top-up feature designed for seamless international online transactions. The card aims to address persistent difficulties Nepali customers face when shopping on global platforms that require foreign currency payments.

Market observers say the product is expected to strengthen Nepal’s cross-border digital payment ecosystem at a time when demand for international e-commerce, global subscription services, fintech integration, and digital banking is rising sharply.

Real-Time Top-Up Feature Sets the Card Apart

According to the bank, the E-COM Dollar Card’s biggest competitive advantage is its instant top-up ability through the Global Smart Plus mobile banking app, allowing customers to load USD funds in real time without visiting bank branches. This feature is expected to attract international shoppers, freelancers, students, and digital service users who require immediate payment capability.

The bank claims no competing dollar card currently provides this level of real-time balance management, making it a unique product in Nepal’s digital payments market.

Key Features

3D Secure Verification for safer global e-commerce transactions.

USD-denominated Visa Card, accepted worldwide for online shopping and digital subscriptions.

Annual spending limit up to USD 500, aligned with Nepal’s regulatory requirements.

Multiple card formats – instant non-personalized, personalized, or virtual cards.

Eligibility for individuals, firms, and institutions, offering wider usability.

Convenient online application through both Global Smart Plus and Digital Universe platforms.

Instant issuance of virtual cards via email and SMS after approval.

According to the bank, these features make the card suitable for payments on Amazon, Alibaba, Netflix, Apple, Google, and other global digital platforms, supporting Nepal’s growing shift toward digital consumption.

Why It Matters for Nepal’s Digital Economy

With foreign digital services expanding rapidly, Nepali consumers often face hurdles due to limited access to international payment gateways. Economists note that simplified digital payment tools like this card can support cross-border trade, digital entrepreneurship, app economy growth, global SaaS platforms, and international education payments.

Financial analysts add that the introduction of such services contributes to digital transformation, enhances Nepal’s financial inclusion, and aligns with global best practices in fintech, online security, and cross-border digital transactions.

Eligibility and Documentation

Applicants must provide:

A completed application or self-declaration form (or apply digitally).

A copy of their PAN certificate.

An active Global IME Bank account.

Applications can be submitted entirely online, eliminating the need to visit bank counters.

How to Apply

Log in to the Global Smart Plus app or Digital Universe portal.

Fill out the online E-COM Dollar Card form.

Upload PAN and required documents.

Wait for verification and digital approval.

Receive the virtual card via email and CVV via SMS.

The bank said the fully online process is intended to reduce waiting time and support hassle-free onboarding.

Growing Competition in Nepal’s Fintech Market

The launch comes as Nepali banks accelerate digital service offerings—fueled by surging demand for international digital subscriptions, global online marketplaces, cloud services, AI tools, and gaming platforms. Industry experts say competitive innovation in USD cards could drive better service quality and adoption across Nepal.

A Boost for International Online Shoppers

Global IME Bank believes the E-COM Dollar Card will become a preferred tool for customers who frequently use global platforms and seek safe, instant, and regulated USD payment methods.

With its real-time USD top-up, enhanced security, and online application system, the bank aims to strengthen its position in Nepal’s digital banking and international e-commerce payments landscape.